Want to achieve financial freedom?

"The Next Big Thing" is here now!!!

This is one of the best investments of time you will ever make! A home business opportunity that actually works!!! Click the link. http://pathwaytoriches.acnrep.com/ . Take charge of your life and live it the way you've always wanted. For more information contact me directly at lsanger.acnrep@live.ca.

A home based business opportunity

With the ACN Video Phone . . . face to face communication is now a reality. Using the latest digital technology you are able to connect with others like never before and see the person you are talking to. How many people do you know who would like to see their loved ones every day, no matter where they are in the world? The Video Phone is changing the way people communicate.

ACN is a global telecommunications business offering local and long-distance phone packages, high-speed internet, wireless and cellular services and products. Exactly the same as what you are currently using every month but with less expensive rates.

You can do this part-time or full-time. There really is no limit as to how much money you can make. Simply find a handful of customers to take some of the services offered and a few like-minded people as yourself who want to make extra money for themselves.

And that’s it. The rest is up to you. For more information contact us at lsanger.acnrep@live.ca

Is network marketing a profitable business model? by H. Miller

Network marketing is one of the most profitable business models there is. It is set up so that you succeed. The goal of network marketing is to help you rise to the top. The more money you make the more money they make. Network marketing companies provide you with a tried and proven system. Follow the system and you will be successful.

If you want to be in the network marketing industry you have to know how to be a leader. A big part of your success depends on how many people you can recruit and help climb the ladder to the top with you. The more people you help be successful the more successful you will be.

Networking marketing can be a very rewarding business opportunity for the right person. If you lack motivation then this won't work for you. You are given all the tools you need to succeed but its up to you to actually take those tools and use them.

In a nutshell, yes, network marketing is a very profitable business, but only if you put in the time and effort needed to make it profitable. You have to have dedication and persaverence. This is not a get rich quick scheme. It will probably take you a few months before you starting seeing any real money coming in.

A System that actually works!!! Click the link.

http://pathwaytoriches.acnrep.com/

This is one of the best investments of time you will ever make! Contact me directly at lsanger.acnrep@live.ca for more information and change your life forever.

Would it be OK if ...

- you could travel the world and get paid while you're doing it, you could fire your boss, you could watch your grandkids grow up every day no matter where in the world they are, you could recession-proof your life and never worry about layoffs again? But most importantly you could change your quality of life forever.

Just think for a moment about how a few extra dollars in your pocket each month would impact your current situation. Luxury items that were once only a dream become reality. You would be able to spend more time with your family doing the things you truly enjoy.

There are 2 types of people in this world ... those that continually complain about their job, their boss, their finances and their general lot in life or those that take action when a golden opportunity presents itself. Which one are you?

If this piques your curiousity or you have a question then please message me for more information or email me at lsanger.acnrep@live.ca. A complete presentation can be done in 1 minute so let me know when you can schedule a whole minute in your busy day that could change your life forever.

The world economy has plans to take more of your retirement. Join us and create your own home business income to even the playing field! Want to know how? . contact me at lsanger.acnrep@live.ca

"Yesterday is a cancelled check; Tomorrow is a promissory note; Today is the only cash you have, so spend it wisely." - Kim Lyons

Be your own boss and build an income for life . want to know more? . contact me at lsanger.acnrep@live.ca

Marketing Tips

If you’re new to online business and are trying to surf through the sometimes murky waves of the Internet, then the first thing you need to do is take a deep breath and relax. Nothing can get you more worked up than your own nerves doing a hoodoo number on your mind. I’m going to offer you a few tricks of the trade I’ve learned along the way and hope that you’ll benefit in some small way.

1. Market Research and Analysis: This is where successful marketing plans spring to action. Justifiably, clients (or buyers) must want to achieve specific goals, so usability and receptiveness are crucial components that ultimately become the deciding factor for potential purchases. Analyze your products and/or services. Obviously, you must have a great product or service to offer your potential buyer.

Here are a few questions you should ask yourself:

Consumer Demand: What is it about my product (or service) that makes it essential to consumers? What sets my product (or service) aside from other competitors or like products?

Communication/Presentation: Do I inform my potential consumers with detailed accuracy? Is my product (or service) being presented in its best light? Can I improve its viewer-ability?

Amenities: Do I offer any special tools or tips (e.g., videos, workshops, eBooks, etc.) that enhance my products and/or services?

Accessibility: Is my product (or service) easily accessible and within reach?

Branding: Do I have a memorable slogan/brand? (e.g., Wendy’s “Where’s the Beef?”)

Quality/Affordability: Is my product (or service) affordable, and does it offer quality? Are financing or other loan options available?

2. Strategic Planning and Implementation: Examine your current marketing and advertising campaign to determine the best way to meet and exceed consumer expectations and demand. Try to discern which tactics are working and which ones aren’t. That doesn’t mean you have to entirely abandon the processes that you are utilizing, but it does mean that you might need to take a second approach as to how you go about your day-to-day web operations. After you’ve explored trends, applications, and web 2.0 marketing strategies, it’s time to jot down a plan of action to create real sustainable wealth in your professional business. Remember too, that two heads are always better than one; so get a professional (or personal) opinion from a friend or colleague to get her reaction on your commercial appeal.

3. Website Development and Promotion: The most critical aspects of marketing your product or service online are to know the foundation of Internet marketing and how to successfully harness the power of the World Wide Web at the stroke of your fingertips. How? Since the conception and birth of the Internet, advertising has taken on dramatically new angles, and is steadily climbing to popular ranks among the masses.

While large audiences still prescribe to network and cable television programs, the Web audience is growing by leaps and bounds. Aside from being a vital instrument for student and professional research projects, the Internet has become an ever-expanding media outlet for entertainment, information, work and direct-advertising. By integrating all points of a strategic marketing campaign, virtual web advertising agencies are able to assist clients with interactive ad campaigns that help promote exposure to clients (services and/or products).

In addition to frugal facilitation of free online marketing tools like PR-Inside.com, Free-Press-Release.com, and various online article distribution sites, Web 2.0 technologies are reinventing the way online businesses and professionals perform and succeed in today’s tough economic environment.

Views of retirement are changing
Talbot Boggs
July 22, 2009

(Special) - Canadians' views of retirement sure have changed over the last few years.

Not long ago, Freedom 55 ads filled the airwaves. Retirement at age 55 was seen as an attainable goal. All you needed was some good financial planning and investments, and you were set for life.

Now, it seems, Canadians have had to re-evaluate that dream of retirement and push it back by a few years at least, if not more.

Statistics Canada's latest social survey report on the retirement plans and expectations of older workers showed that many Canadians nearing retirement have pushed back their retirement plans.

Between 1991 and 2007, the proportion of near-retirees aged 45 to 49 planning to retire before 60 decreased four percentage points while those planning to retire at 65 or older increased by seven per cent. The same pattern existed for near-retirees aged 50 to 54.

Overall, the data suggests that Canadians in their late forties and early fifties have pushed back their retirement plans.

One reason is that Canadians are living longer.

Statistic Canada's 2006 census report shows that the second fastest growing segment of the population are Canadians who are 80 or older. For the first time, the number of Canadians over 80 surpassed one million between 2001 and 2006 and there were 4,635 people 100 or older in 2006.

With a longer life expectancy, however, comes the possibility that they could outlive their money.

Another is that Canadians are not financially prepared to retire and their pensions are inadequate.

The Association of Canadian Pension Management (ACPM) says in a report the typical pension plans being offered to Canadian workers won't make a "meaningful" contribution to the creation of an adequate retirement income for them.

The Canadian Institute of Actuaries and the University of Waterloo concludes that two thirds of Canadian households expecting to retire in 2030 are not saving enough to meet necessary living expenses such as food, shelter, clothing, transportation, health care and taxes.

New research by Investors Group has added another factor into the retirement equation - taxes.

Their study shows that high income and property taxes are considered the top threat to the retirement security of Canadians followed by inflation, currency fluctuations, poor stock market returns and fear of job loss.

"Taxes can have a significant impact on investors, whether saving for retirement or in later years when living on fixed income," says Jack Courtney, Assistant Vice President of Advanced Financial Planning with Investors Group. "It pays to employ tax saving strategies that can help cut tax bills in future years or help mitigate the impact of taxes when withdrawing from investments."

It's a well-known fact that Canadians are some of the highest taxed citizens in the industrial world.

According to the Fraser Institute, the total tax bill for the average family of two people in Canada in 2009 is $37,700. The average family pays $13,000 in income taxes, $5,800 in sales taxes, $2,900 in property taxes, $8,300 in security, medical and hospital taxes and then a bunch of other taxes.

"Canadians can expect to pay 43 per cent of their income in taxes," says Niels Veldhuis, senior economist with the Fraser Institute. "Taxes are the largest portion of expenses, greater than food shelter and clothing, before and after their retirement."

The Fraser Institute expect the heavy tax burden in Canada s will continue because governments will be forced to raise taxes to pay off the debts they are building up during this recession.

"Retirees can't plan for things like inflation and drops in the stock market, but taxes are one thing they can plan for now and in the future," Veldhuis says.

Talbot Boggs is a Toronto-based business communications professional who has worked with national news organizations, magazines and corporations in the finance, retail, manufacturing and other industrial sectors. (boggsyourmoneyrogers.com)

Copyright 2009 Talbot Boggs

Starting home-based business after layoff means making some personal adjustments
Joyce M. Rosenberg, THE ASSOCIATED PRESS
July 23, 2009

NEW YORK - First, they had to deal with being laid off. Then the challenge became figuring out how to run a business from a spare bedroom while the kids are fighting and the dog is barking.

Many members of the latest generation of entrepreneurs are people who lost their jobs and decided to start businesses in their homes. It's safe to say that practically all these new owners face a shakeout period as they learn to juggle a business and their personal lives.

Parents who become entrepreneurs and their children have some of the hardest transitions.

Suzanne Kantra, who was laid off from an editing job in October, is running an online publication called Techlicious.com out of the three-bedroom apartment in Manhattan she shares with her husband and three children ages one to seven. When she's working in her bedroom, the door is closed. For her older children, "knowing I'm home but not available has been an adjustment for them," she said.

Sometimes the kids forget what that closed door means, and Kantra is interrupted anyway. One way Kantra tries to help them with the enforced separation is not to do any work around the time they come home from school. That way, she can give them all her attention as they tell her about their day.

Learning to live with a home business can be a challenge for older kids, too.

Diane Shader Smith was laid off from a big public-relations firm right before Christmas, and started her own Beverly Hills, Calif.-based company under her name. She had to set limits for family members and, along the way, cope with some guilty feelings.

Shader Smith's son would show up with several of his fraternity brothers, looking for something to eat. "I have established a 'you must call first' rule," she said. And she put a sign on her office door that says "working" to deter family members from interrupting conference calls.

Shader Smith felt bad when her parents would drop by with groceries and she just didn't have time to talk.

"They don't really mind that I don't talk to them," said Shader Smith, who said she's learned to "just say no" to all kinds of distractions, including the refrigerator and the laundry.

Some owners don't want clients and customers to know they work out of their homes, fearing that they won't be seen as being professional enough. But home-based businesses have become so commonplace, and many of them so successful, that they may be worrying unnecessarily.

Still, Nancy Juetten, who runs Main Street Media Savvy out of her Bellevue, Wash., home, said owners should be careful not to burden business relationships with their personal issues. So, if it turns out that an owner has to juggle a client meeting and child care, he or she shouldn't tell the client, "I have to take my child to the doctor and can't meet you at that time." The client might start feeling a little short-shrifted.

Juetten suggested saying something along the lines of, "I have two windows when we could meet. Which works for you?"

Also, children shouldn't be playing in the room where you talk on the phone with clients or other business associates. Some owners might be worried about the family's Labrador retriever barking in the background, but Juetten said she laughs about it with clients. If the barking is interfering with the conversation, though, it's time to move yourself or the dog to another part of the house.

Even single home-based entrepreneurs have to get used to a new way of life.

Stephen Fishman, who started a San Francisco home-based business as an author after being laid off 18 years ago, recalled that feelings of isolation were a big problem during the first few years after he lost his job in a big company. "You don't have co-workers to interact with," he said.

"I would often go out to a cafe to do work in the afternoon and just be with people," Fishman said. And that was long before the days of coffee houses where people could take their laptops and get free WiFi.

When Thomasina Tafur was laid off from a big corporate job in April, she was excited about the prospect of starting a business from her Memphis, Tenn., home. But, she said, "there were a few things that did catch me off guard."

Tafur described herself as an introvert who likes to spend time by herself. "To go from an office environment where I see people all the time to an office environment where I see nobody, I was a little surprised at how much I enjoyed the human interaction with my colleagues," she said.

Her solution is to try to get out of the house at least once a day for a business lunch or networking activity. And she's learned to monitor her emotions: "If I'm starting to feel a little funny, a little down, it could be because I'm holed up in my office."

Many home-based owners get a bit of a rude awakening when they realize they no longer have support staff or people to deal with high-tech issues and keep track of invoices. Tafur recalls thinking, "it's truly me, myself and I."

The solution she and other owners have found is to outsource work that they either don't know enough about, or that distracts them from building the business.

A journey of a thousand miles always begins with one step. (ancient Egyptian proverb)